Plus, pinkies up for afternoon tea at Heights House.
 
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Countdown to retirement: How to make sure you’re on track at these 4 milestones
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At any time, from any device, access your investments + accounts, track your progress toward your goals, and share information with your advisor safely and securely. | Photo by RALtoday
Retirement planning can feel daunting, but taking steps to prepare now can help ensure that your post-work life is more relaxing than taxing.

Our biggest piece of advice (no matter how old you are): Get professional help. A financial advisor can help you create a personalized retirement plan and help you adjust it over time.

Whether retirement is a soon-to-be reality or a far off dream, here are four pre-retirement milestones to have on your radar, according to the financial advice team at Richardson Private Wealth Advisors:

10+ years out: Revisit tax diversification

With retirement still 10+ years out, it’s time to ramp up your savings and ask your advisor how you could allocate your assets across three tax-related categories to help manage your tax burden in retirement:
  • Tax-deferred
  • Tax-free
  • Taxable
Tax diversification can help you:
  • Keep more of your savings
  • Maintain control of your withdrawals
  • Adapt for unexpected life events

5 years out: Define your retirement goals

Ask yourself: What’s important to you? What would you like to do with the additional freedom + flexibility in your life (think: travel, new hobbies, a second career)? How much money will you need?

To narrow in on the activities, ideals, and the retirement lifestyle you value most, ask yourself these seven key questions + considerations.

Once you know your goals, you can start to make sure your retirement savings are on track.
 
Asked
 

How are you saving for retirement? Select all that apply.
A. 401(k) contributions
B. Roth IRA contributions
C. Traditional IRA
D. Heath savings account
E. Other
 
Air Experts
 
Events
 
Friday, Sept. 15
  • One Year Celebration | Friday, Sept. 15-Sunday, Sept. 17 | Times vary | YogaSix Glenwood South, 621 Hillsborough St., Ste. 103, Raleigh | Free | Help this studio celebrate its first big milestone with free classes, giveaways, discounts on memberships, and more.
  • Kids EveryWEAR Consignment Sale | Friday, Sept. 15 | 10 a.m.-7 p.m. | South Hills Mall and Plaza, 1213 Buck Jones Rd., Raleigh | $5 | Shop fall looks for your kiddos at this sale featuring children’s clothing, shoes, and accessories, plus toys, infant equipment, books, nursery furniture, and more.
  • First Friday Market & Movie Night (rain date) | Friday, Sept. 15 | 5-9 p.m. | Moore Square, 201 S. Blount St., Raleigh | Free | Browse the local market, grab a snack from a food truck, listen to live music, and stay to watch “Men in Black” at 7:30 p.m. on the lawn.
Saturday, Sept. 16
  • Sola Hot Mini 5K | Saturday, Sept. 16 | 8:30 a.m. | Sola Coffee Cafe, 7705 Lead Mine Rd., Raleigh | $25-$40 | Run or cheer on runners during this 10th annual race with a goal to raise $200,000 for nonprofit organizations that are fighting to end ALS like the Team Drea Foundation.
  • BugFest 2023 | Saturday, Sept. 16 | 10 a.m.-7 p.m. | NC Museum of Natural Sciences, 11 West Jones St., Raleigh | Free | Enjoy more than 100 exhibits, crafts, games, and activities as you interact with scientists while learning about spiders and insects.
  • Hops For Hope | Saturday, Sept. 16 | 2-6 p.m. | Midtown Park at North Hills, 4011 Cardinal at North Hills St., Raleigh | $40 | Take your pick of 30 beers to taste, grab a bite from a food truck, and enjoy live music and kid’s activities to raise money in support of Children’s Flight of Hope’s mission.
  • Art on the Patio | Saturday, Sept. 16 | 6:30-8:30 p.m. | Joel Lane Museum House, 728 W. Hargett St., Raleigh | $85 | This evening event features cocktails and hors d’oeuvres by the pool at a private Raleigh residence — guests will have the chance to bid on items to raise funds for the Joel Lane Museum House.
Sunday, Sept. 17
  • 12th Annual Mama Afrika Festival | Sunday, Sept. 17 | 1-5 p.m. | Southeast Raleigh YMCA, 1436 Rock Quarry Rd., Raleigh | Free | Experience and celebrate the beauty of African culture with an African-style festival featuring drumming, poetry, guest speakers, face paintings, a bouncy house, and more.
  • NCMA Groove: The Joy of Latinx Music | Sunday, Sept. 17 | 3-7:30 p.m. | North Carolina Museum of Art, 2110 Blue Ridge Rd., Raleigh | Free | Join DJ Fable as he spins the best in salsa, cumbia, bachata, reggaeton, and more.
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The Cary Theater - Town of Cary
 
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Travel
 

This travel-worthy festival is all about books, ideas + conversations
A live talk with an author at the Charleston Literary Festival, Inc
Now in its seventh year, the Charleston Literary Festival will take place over 10 days at three local venues: Circular Congregation Church, the International African American Museum, and Dock Street Theatre. | Photo provided by Charleston Literary Festival, Inc
Calling all literature lovers: The Charleston Literary Festival, an annual boutique literary event, is happening Nov. 3-12 in downtown Charleston, SC.

Charleston Literary Festival has a strong track record of hosting internationally acclaimed writers, and this year is no different. (Keep reading...) This year’s festival is anticipated to be the biggest and most ambitious yet with 30+ sessions covering AI in literature, memoir and healing, the art of mastery, grief, historical fiction, and more.

The Festival has two locations:
  • Nov. 3-5 at Circular Congregational Church
  • Nov. 7-12 at the historic Dock Street Theatre
This year’s festival kicks off with an opening night party on Nov. 4 and features standout events like:
  • Generation-defining, world-class author Margaret Atwood (read: “The Handmaid’s Tale”) during a virtual event
  • Award-winning poet Safiya Sinclair on her journey to find her voice as a woman and a poet in her memoir “How To Say Babylon”
  • Pulitzer-Prize-winning author Paul Harding on “This Other Eden” — his novel that has been nominated for this year’s Booker Prize
  • And more
 
News Notes
 
Sports
  • The Canes released their uniform schedule so you can plan your matching fits before they drop the first puck during the Oct. 11 opening night game at PNC Arena. The biggest jersey change is the team’s red sweaters, which were worn as the primary home jersey from 2017-22, will return as the team’s alternate sweaters.
Eat
  • Head to Flowers Field at Dix Park tomorrow, Sept. 16 for the USA TODAY Wine & Food Experience. Taste bites from local chefs + culinary leaders, sip on premier wine, beer, and spirits from talented mixologists and sommeliers, and watch live demonstrations. Tickets start at $80.
Holiday
  • Yesterday, the City of Raleigh denied the Greater Raleigh Merchants Association’s permit request for this year’s Raleigh Christmas Parade, which was slated for Nov. 18. The decision was made in light of the death of 11-year-old Hailey Brooks during last year’s parade. (The News & Observer)
Concert
  • The NC Museum of History is launching a music series called Tar Heel Troubadours which celebrates Americana, roots, bluegrass, and traditional music performed by NC artists. At each event there will be a bar featuring specialty Fullsteam Brewery beer and wine. Grab tickets to see Blue Ridge Girls take the stage on Friday, Oct. 6.
Award
  • During Wednesday’s State of Downtown event, the Downtown Raleigh Alliance awarded three significant construction projects with Imprint Awards. Developments that invest more than $2 million and contribute to downtown’s momentum may be chosen for the award — congratulations to Seaboard Station Phase I: The Signal, The Dukes at City View, and North Carolina Freedom Park.
Cause
  • Note in the Pocket’s kid’s clothing bundles include five pairs of new socks and five new pairs of underwear and the nonprofit needs your help stocking its shelves for Socktober. Sign up to host a clothing drive to help families who are living in poverty.
    Plan Ahead
    • Pullen and Sertoma Arts Centers are teaming up to host the Fall Arts Fair at Fred Fletcher Park on Saturday, Nov. 4. This showcase highlights the work of artists who participate in the center’s programs. Get ready to shop local art pieces, watch live demos, nosh on food truck fare, and enjoy live music.
    Active
    Beauty
    • Bye, bye brown spots. ForeverYoung BBL treatments are clinically proven to create smoother, more youthful skin by utilizing potent BroadBand Light. The non-invasive treatment delivers light energy deep into the skin to stimulate + regenerate skin cells, leaving clean, healthy, radiant skin. Bonus: The treatment requires little to no downtime.*
    Fun Fact
    • Whiskey returned 314% over the last 10 years. Invest in fine whiskeys and wines with Vinovest to diversify your portfolio and watch it age like fine wine.*
    Drink
    • It’s been a record-hot summer — and we still haven’t drank water since 1997. But this water brand makes us want to actually stay hydrated. It’s infused with fruit essences and has zero calories, diet sweeteners, and sugar, and still manages to taste great. New customers score 36 bottles for $36 + free shipping.*
     
    Kane Realty Corporation - North Hills
     
    Try This
     

    🫖 Here’s the tea
    An afternoon tea spread with tea and finger sandwhiches.
    Try finger sandwiches like chevre, fig jam, prosciutto, and arugula, or cucumber with dill cream cheese. | Photo by RALtoday
    Who’s ready for teatime? No, we aren’t talking about royal high tea at Kensington Palace, but you will be stunned by the elegance that is The Parlor at Heights House’s Afternoon Tea.

    The Italianate-style Boylan Heights mansion now offers an afternoon tea service which will be held weekly every Thursday, Friday, and occasionally Saturdays as a time for Raleighites to slow down and appreciate the moment.

    High tea tickets include your choice between organic loose leaf teas provided by Rishi Tea like wild Thai black and white tea rose mélange and a rotating selection of finger sandwiches, pastries, and scones by local patisserie lucettegrace.

    There are multiple dates between Oct. 5 and Oct. 20 to choose from — tickets are $60 and reservations are required.
     
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    The Wrap
     
    Cat George in a black turtleneck sweater

    Today’s edition by:
    Cat

    From the editor
    Yesterday for lunch, I treated myself to Curry In A Hurry at Morgan Street Food Hall. I wanted a taste of what’s to come in Smoky Hollow after learning that Alaksha Surti, the owner and executive chef, is opening Alaksha’s Indian Bistro in the growing district. If the food at Surti’s new concept is as good or better than Curry In A Hurry, then friends, we are in for a treat.
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